Who wants to make simple money without the hassle and frustration not to mention the feeling that you are getting ripped off...If you have 30 minutes a day to give then this oppurtunity is for you. All you have to do is enter in 20 car tags or license plates from vehicles you see everyday in parking lots or even off the street DNA (Data Network Affiliates) takes that data and puts it into a data base used to help people get there cars back if stoloen and to help save a childs life if the are abducted by giving the information to police to help in Amber Alerts..Now dont you think that is worh it?...to save a childs life.
And lets not forget that this oppurtunity is free it doesn't cost you a dime unless you feel like upgrading to a pro affiliate where you can really start to earn the big money that could set you financially free...
DID YOU KNOW THAT......
The data collection business did over $14 Billion in revenue last year; A 12 point record on an individual is worth up to $35.00 and a 7 point record on a business is worth up to $10.00; The Direct Marketing Association says companies spent $191 billion last year on direct- response advertising. The category that includes direct mail and telephone solicitations produced $1.7 trillion in revenue.
Automobile and Truck Tag data entry is just the tip of the iceberg and are only Phase One of the Data Network Affiliates simple plan of action. We have begun to roll out DNA Connects (Phase Two) which will offer even more income opportunities and be just as simple to obtain. More information is below.
The Department of Justice reported 797,500 children (younger than 18) were reported missing in a one-year period of time studied resulting in an average of 2,185 children being reported missing each day; 203,900 children were victims of family abductions; 58,200 children were victims of non- family abductions. ONLY 492 children since 1997, has the AMBER Alert program been credited for the safe recovery. DNA could help in such safe recoveries. If DNA helped save ONE MORE CHILD it’s worth it?
What are you waiting for get started...just type
Smitty812010.datanetworkaffiliates.com into your browser bar hit sign up for free and get started
Good Luck
Timothy
Tuesday, July 6, 2010
Monday, July 5, 2010
Mortgage Reduction
DNA Mortgage Reduction
Are you a Victim of Deceptive Predatory Lending Practices?
Is your Value of your home UPSIDEDOWN?
Find out if you may be a Victim of Mortgage Compliance Violations involving Predatory, Deceptive, Discriminatory and Unfair Lending and Servicing Practices. These Unfair Lending Practices have placed thousands of HOMEOWNERS all over the United States into Non-Affordable Mortgage Programs.
DNA Mortgage Reduction works with your "Mortgage Loan Audit " that identify multiple State and Federal Loan Transaction violations including, but not limited to,
•the Real Estate Settlement Procedures Act ("RESPA"),
•the Truth in Lending Act ("TILA"),
•the Fair Housing Act and
•the Equal Credit Opportunity Act ("ECOA")
•including "significant mortgage compliance violations" involving predatory, deceptive, discriminatory and unfair lending and servicing practices.
The Mortgage Loan Audit gives leverage directly to
•Homeowners,
•Investors, and
•Borrowers
that may have been cheated or taken advantage of by Deceptive Mortgage Brokers, Bankers and Lenders.
Homeowners are being victimized all over the country by Predatory Mortgage Lenders and Banks not acting in regulatory compliance, charging excessive loan fees to borrowers, and in many cases utilizing Fraudulent, Abusive, Discriminatory, Deceptive Lending Practices.
If you suspect that you may be a victim, and were placed into a
•Non-Affordable Mortgage,
•paid excessive fees or
•were taken advantage of by your Lender,
our attorneys and staff will help give you the leverage needed to fight back against the lenders, this leverage will help get you an affordable resolution offer from the lender based on our documented findings.
In many audit cases, we find that the Debt to Income (DTI) ratio on a loan transaction at time of settlement exceeds 50%, making the loan predatory. In most cases we find that the Loan Originator inflated your income on the Uniform Residential Loan Application (form 1003).
We perform a new underwriting review of your closed loan transaction based on your actual gross monthly income average for the two year time period prior to the date of settlement to verify your actual DTI; to determine if in fact you were placed into a Non-Affordable Mortgage Payment Program.
We will review your mortgage documentation and submit on your behalf a Qualified Written Request (QWR) of our documented findings to your Lender including an Addendum relating to servicing related criteria. The Lender will have 20 business days per RESPA to respond to the written request and 60 business days to resolve/settle this matter.
Our Mission is to help Protect the "American Dream of Home Ownership". We offer a no obligation, free initial consultation to homeowners.
HOW DOES IT WORK?
We have been researching services that are available to homeowners that owe more on their home than what it is worth - their mortgage is “UPSIDE DOWN”. In our research we have spoken to so many people that not only owe more than their home is worth, but also who were taken advantage of by Mortgage brokers. If you used a second mortgage for your down payment (80/20, 90/10, or any form of that), or if you have a nonconforming “no doc” loan or “stated loan” (special terms or toxic loan), we may be able to help you... Let our group of attorney's review your closing documents and find the “DEFECTS” you have with your current mortgage, at “NO COST” to you.
•After we find the “DEFECT”, we will send a certified Letter to your lender putting them on notice and sending a cease and desist letter.
•What does that do? It starts the time line for the negotiations with your Lender and stops them from contacting you, proceeding with any collection action, and reporting any positive or negative information on your credit.
•WE are telling the Lender that YOU are the victim...
Once your documents are reviewed and you qualify, you will be accepted as a client. You will then be charged at the closing of your mortgage. Your money is guaranteed. Please read the contract thoroughly. Most of our customers use their debit card or credit card for payment - that way if they are not happy, they can have their bank cancel the payment. In fact we encourage you to use a bank card, be it debit or credit card for just this reason!.
This process takes 90 to 120 days. The Lender will have 20 business days per RESPA to respond to the written request and 60 business days to resolve/settle this matter.
Did you know that 9 out 10 people who have a “no document” or “stated income program” are victims of predatory lending? The service we offer is an awesome answer to the predatory lending that has hurt so many families. Again, we guarantee our services!!
So if you are ready to get started E-mail me at Smitty812010@yahoo.com and if you would like to become a affiliate which is free with the option to upgrade to pro affiliate then join under smitty812010.datanetworkaffiliates.com there are a ton of other products to push and sell with alot more coming very very soon..But the main point is that this DNA affiliate oppurtunity is free and you can start earning money right away without giving yours away just by entering data and turning it into dollars and by data I mean 20 car tags or license plates being entered by you for 2 dollars a monthbut if you bring in more people and they do the same that figure could explode into something huge for you
What are you waiting for? get started...
Are you a Victim of Deceptive Predatory Lending Practices?
Is your Value of your home UPSIDEDOWN?
Find out if you may be a Victim of Mortgage Compliance Violations involving Predatory, Deceptive, Discriminatory and Unfair Lending and Servicing Practices. These Unfair Lending Practices have placed thousands of HOMEOWNERS all over the United States into Non-Affordable Mortgage Programs.
DNA Mortgage Reduction works with your "Mortgage Loan Audit " that identify multiple State and Federal Loan Transaction violations including, but not limited to,
•the Real Estate Settlement Procedures Act ("RESPA"),
•the Truth in Lending Act ("TILA"),
•the Fair Housing Act and
•the Equal Credit Opportunity Act ("ECOA")
•including "significant mortgage compliance violations" involving predatory, deceptive, discriminatory and unfair lending and servicing practices.
The Mortgage Loan Audit gives leverage directly to
•Homeowners,
•Investors, and
•Borrowers
that may have been cheated or taken advantage of by Deceptive Mortgage Brokers, Bankers and Lenders.
Homeowners are being victimized all over the country by Predatory Mortgage Lenders and Banks not acting in regulatory compliance, charging excessive loan fees to borrowers, and in many cases utilizing Fraudulent, Abusive, Discriminatory, Deceptive Lending Practices.
If you suspect that you may be a victim, and were placed into a
•Non-Affordable Mortgage,
•paid excessive fees or
•were taken advantage of by your Lender,
our attorneys and staff will help give you the leverage needed to fight back against the lenders, this leverage will help get you an affordable resolution offer from the lender based on our documented findings.
In many audit cases, we find that the Debt to Income (DTI) ratio on a loan transaction at time of settlement exceeds 50%, making the loan predatory. In most cases we find that the Loan Originator inflated your income on the Uniform Residential Loan Application (form 1003).
We perform a new underwriting review of your closed loan transaction based on your actual gross monthly income average for the two year time period prior to the date of settlement to verify your actual DTI; to determine if in fact you were placed into a Non-Affordable Mortgage Payment Program.
We will review your mortgage documentation and submit on your behalf a Qualified Written Request (QWR) of our documented findings to your Lender including an Addendum relating to servicing related criteria. The Lender will have 20 business days per RESPA to respond to the written request and 60 business days to resolve/settle this matter.
Our Mission is to help Protect the "American Dream of Home Ownership". We offer a no obligation, free initial consultation to homeowners.
HOW DOES IT WORK?
We have been researching services that are available to homeowners that owe more on their home than what it is worth - their mortgage is “UPSIDE DOWN”. In our research we have spoken to so many people that not only owe more than their home is worth, but also who were taken advantage of by Mortgage brokers. If you used a second mortgage for your down payment (80/20, 90/10, or any form of that), or if you have a nonconforming “no doc” loan or “stated loan” (special terms or toxic loan), we may be able to help you... Let our group of attorney's review your closing documents and find the “DEFECTS” you have with your current mortgage, at “NO COST” to you.
•After we find the “DEFECT”, we will send a certified Letter to your lender putting them on notice and sending a cease and desist letter.
•What does that do? It starts the time line for the negotiations with your Lender and stops them from contacting you, proceeding with any collection action, and reporting any positive or negative information on your credit.
•WE are telling the Lender that YOU are the victim...
Once your documents are reviewed and you qualify, you will be accepted as a client. You will then be charged at the closing of your mortgage. Your money is guaranteed. Please read the contract thoroughly. Most of our customers use their debit card or credit card for payment - that way if they are not happy, they can have their bank cancel the payment. In fact we encourage you to use a bank card, be it debit or credit card for just this reason!.
This process takes 90 to 120 days. The Lender will have 20 business days per RESPA to respond to the written request and 60 business days to resolve/settle this matter.
Did you know that 9 out 10 people who have a “no document” or “stated income program” are victims of predatory lending? The service we offer is an awesome answer to the predatory lending that has hurt so many families. Again, we guarantee our services!!
So if you are ready to get started E-mail me at Smitty812010@yahoo.com and if you would like to become a affiliate which is free with the option to upgrade to pro affiliate then join under smitty812010.datanetworkaffiliates.com there are a ton of other products to push and sell with alot more coming very very soon..But the main point is that this DNA affiliate oppurtunity is free and you can start earning money right away without giving yours away just by entering data and turning it into dollars and by data I mean 20 car tags or license plates being entered by you for 2 dollars a monthbut if you bring in more people and they do the same that figure could explode into something huge for you
What are you waiting for? get started...
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